Year: 2017

Summer season is quickly approaching and many people are starting to plan their vacations. Family outings often cost consumers a substantial amount of money. Some of the expenses involve purchasing plane tickets, reserving hotel accommodations, and booking car rentals. When it comes to renting a vehicle, it is common for agents to urge the purchase […]

If your disability insurance claim was wrongfully denied, you are likely wondering what options you have to secure a different outcome. Of course, lawsuits are possibilities, but sometimes, you can’t sue immediately. With employer-sponsored disability insurance, companies require that you exhaust their administrative appeals before filing your federal ERISA case. Disability insurance companies usually have […]

Disability Insurance Awareness Month is almost over. Industry leaders are redoubling their efforts to get the attention of an important consumer group: workers under 40 years of age. Why? Younger workers are often oblivious to the dangers of working without long-term disability insurance. Let’s debunk the misconceptions that younger workers might have regarding disability insurance: […]

With everything from graduations to vacations, May is always a very busy time. Indeed, it’s so busy that people might not know that it’s Disability Insurance Awareness Month. Industry leaders will be stressing the need for income protection in the coming weeks. As part of this year’s campaign, efforts will be centered on working adults […]

Our blog recently examined some ways in which consumers may be overpaying for insurance. In particular, we addressed how owners of older vehicles might be paying in excess for collision coverage. Unfortunately, consumers sometimes overpay for particular auto insurance policies. As disillusioning as this is, individuals can level the playing field. Below are two simple […]

When you think of a disability, what comes to mind? Many Americans have misconceptions about what restrictions and limitations constitute a disability. In addition, there is often confusion regarding what legally qualifies as a disabling sickness or illness. According to the Council for Disability Awareness, one in three women and one in four men will […]

Long-term disability claims have a tendency to be very stressful. Not only are claimants dealing with an injury or illness that is preventing them from working, they are also left to deal with the whims of their long-term disability insurance carrier. Insurance companies are in no mood to cut a check for the resources you […]

Many Americans find their income does not stretch as far as it used to. Costs are rising for everything, making it crucial to be more mindful about our investments. In other words, our hard-earned money needs to go towards what we really need. One area where spending money can raise some questions is insurance. While […]

“How much am I worth?” This question has been the subject of many motivational talks, presentations and books. Worth is a question and a concept that takes on so many forms—including self-esteem, legacy value and net worth. To achieve some sense of life worth is many people’s ultimate ambition, and it is a noble one. […]

If you’ve decided to secure disability insurance, you should take a moment to congratulate yourself. Prudence will pay dividends if an injury or illness keeps you out of work. You may have questions, however, about what type of disability insurance is best. Specifically, whether you should seek short-term, long-term, or perhaps even both types of […]