Denied disability appeal leads to lawsuit against United of Omaha

When you have a long-term disability policy in place, you expect that policy to cover a variety of needs, including your lost wages. According to one man, his claim for long-term disability benefits was denied by United of Omaha Life Insurance. He has filed a lawsuit against the insurance company.

The case was filed in the U.S. District Court for the Eastern District of Louisiana. The complaint alleges that the insurance plan administrator was in violation of the Employee Retirement Income Security Act.

The claim denial occurred in November 2015. According to the plaintiff, the denial of benefits caused him to suffer economic loss. He holds the life insurance company responsible for that loss because he never received his benefits the long-term disability plan entitled him to. Furthermore, the plaintiff alleges that the life insurance company “abused its discretion by denying his claim and appeal”.

The plaintiff wants a jury trial and he wants all of his benefits, the cost of the suit, his attorneys’ fees and all other awards the court sees fit to award.

Long- and short-term disability insurance policies are to help individuals with their financial needs from medical expenses, lost wages and more. When a disability benefit claim is denied, it can be very frustrating, but it can also push you into a difficult financial situation. To fight against claim denial, an experienced lawyer can provide your legal options for pursuing the benefits you need and deserve.

Don’t think that a denied claim or appeal is the end of the road. An attorney doesn’t want your case to be just settled; he or she wants to make sure you get the resources you deserve.

Source: The Louisiana Record, “Man alleges Omaha Life wrongfully denied disability claim,” Maravillas Magtoto, Oct. 18, 2016