Year: 2016
New Year’s Eve Insurance Disasters To Avoid
Posted December 27, 2016
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New Year’s Eve is often celebrated with parties, drinks, and a countdown to the dawn of a new year. However, a holiday meant to celebrate friends and family is often spoiled by mishaps that lead to insurance claims.
Why homeowners’ insurance truly is the gift that keeps on giving
Posted December 21, 2016
From giving the perfect gift to cooking the perfect dinner, we are bombarded with advertisements from Black Friday all the way through New Year’s Eve calling on us to be nothing less than flawless in our holiday planning and execution. Most of us know from experience, however, that this is not only impossible, but also […]
Long-Term Disability: The Perils of Going It Alone
Posted December 20, 2016
We currently live in what may be looked back upon as the golden age of DIY (do-it-yourself). From people fixing their vehicles with the help of YouTube videos to people taking on home renovations inspired by their favorite program on HGTV, people from all walks of life are diving in to DIY. There are many […]
Does my long-term care policy provide any real tax benefits? – II
Posted December 19, 2016
Last time, we began discussing how unbeknownst to many people, the long-term care policy that they’ve been so ambivalent about securing can actually provide some substantial benefits come tax filing time. Specifically, we discussed in our last post how even though the Internal Revenue Service hasn’t made the filing process easy, those with long-term care […]
Does my long-term care policy provide any real tax benefits?
Posted December 16, 2016
With the holidays in full swing, most people are preoccupied with everything from travel plans and gift wrapping to cooking and social engagements. In fact, it’s safe to assume that the furthest thing from everyone’s mind right now is filing their 2016 federal tax return. However, given our recent discussions about the value of long-term […]
What alternatives are there to traditional long-term care policies?
Posted December 15, 2016
Yesterday, we discussed how many Americans are opting not to purchase long-term care insurance owing to their perhaps unfounded fears about insurer insolvency and cost, and how this reality becomes highly unnerving given that statistics show that roughly 75 percent of people who live to 65 will need some type of care. We also started […]
Are consumer concerns about long-term care insurance justified?
Posted December 14, 2016
From investing in retirement accounts to executing a comprehensive estate plan, many people imagine that taking just a few actions will safeguard their future, such that they can approach their golden years with few concerns. While this is true to a certain degree, there is at least one area in which the efforts of even […]
Why employers should help get the word out about disability insurance
Posted December 13, 2016
It could be argued that there has been something of a revolution over the last decade as far as workplace wellness is concerned. Indeed, while more workers than ever are now making healthy choices, incorporating exercise into their day and prioritizing a work-life balance, they are also looking more toward the future by investing in […]
Do you need to check your math on car insurance? – III
Posted December 10, 2016
All this week, our blog has been discussing the pitfalls of absentmindedness in relation to car insurance. Specifically, how consumers may be costing themselves hundreds of dollars per year by neglecting to pay any attention whatsoever to the actual amount of coverage for which they are paying or whether adjustments are in order. To that […]
Three Insurance Coverage Gaps You Shouldn’t Ignore
Posted December 9, 2016
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You thought you covered the essentials: your home, your car, and your health are all insured. What else could you need? Unfortunately, many Americans who insure their basic needs have gaps in coverage that can unexpectedly drain their savings if disaster strikes.