Year: 2015

If you are provided with a group short term disability policy from your employer, you have the ability to make a claim should you be unable to work for a period of time. Even though many companies provide short term disability insurance, not every policy is the same. For example, the coverage you received from […]

Insurance is tricky; the words your disability company uses in your policy often need explanation and illustration. It’s time to level the playing field! In our latest Slideshare, we discuss the top ten denial tactics insurance carriers use and how to avoid them in your individual disability insurance claim.  

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Social media can keep us connected, but what we post can also haunt us in unanticipated ways. This is especially true if you’ve filed an insurance claim, such as a disability insurance claim, a workers compensation claim, a personal injury claim or auto insurance claim.

As we’ve discussed here before, purchasing a long-term care insurance policy can be a prudent move. It can help cover the costs of care in your later years. However, it’s essential to pay your premiums on time. Even one missed payment can result in cancellation. One Glendale, California, woman learned that the hard way. She […]

When you have an individual disability insurance policy, you expect that it will pay out benefits in the event that you make a covered claim. However, there are times when these expectations are not met. There are times when an insurance company denies a claim, often without good reason. If your claim is denied, there […]

If the time comes to purchase long term care insurance, you need to become familiar with your many options, including the companies that sell policies and the coverage you can receive. Early in the process, you want to learn as much as possible about how long term care insurance is priced. This will help you […]

The U.S. Supreme Court’s recent ruling giving same-sex couples the right to marry and to have their marriages recognized throughout the country has impacts far past the nuptials themselves. One of those is in the retirement plans of married gay people. It’s been estimated that the landmark decision could mean an increase in lifetime benefits […]

Historically, employers and government officials have done little to minimize the unacceptably high risk of arm and back injuries nurses face on a daily basis – the highest of any occupation. Lifting-related injuries have been a documented problem among the nursing workforce for more than a century, so nurses will probably be surprised to learn […]

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Is there a better way to beat the summer heat than by spending your days in a pool, ocean, river or lake? Probably not!

Yet many water-related activities have hidden risks. In this episode, we’ll discuss how you can stay safe while having fun and staying cool.

If it comes time to make a disability claim, there is no denying the fact that you will be required to consult with a medical professional. This person will examine you in an attempt to help determine if you are disabled and unable to return to work. Even if your doctor states that you are […]