Year: 2015

Many workers in California and throughout the nation drive their personal vehicles during work-related activities. We’re not talking about driving a vehicle to and from your place of employment each day, but using your car or truck to go out on field assignments, make deliveries or conduct some other part of your job. When you […]

When it comes to group disability insurance, it is possible that you will one day be in position to receive benefits. You never want to become disabled, but if you do it is nice to know that you can receive compensation until you are able to return to work. The problem with group disability insurance […]

Can you be denied long-term care insurance because of any medications that you are taking? According to one insurer, you can. However, one applicant and some of his supporters are arguing otherwise. A Massachusetts man as well as the Gay & Lesbian Advocates & Defenders are accusing insurance company Mutual of Omaha of denying benefits […]

Americans who purchase long-term care insurance pay premiums for years and often decades in the expectation that a significant portion of their costs for assisted living, nursing and in-home care will be covered in their later years. Therefore, it’s understandably concerning that Genworth Financial is facing a family battle of sorts with two recently-filed lawsuits […]

When you purchase an individual disability insurance policy, you hope you will never have to use it. Even so, you realize that something bad could happen at some point. In this case, it is important to do whatever it takes to obtain the benefits you deserve. If you receive a claim denial, you may be […]

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More than half of Americans don’t plan on buying life insurance in the next year. Why? There are numerous misconceptions about the product and its purchase process that prevent people from even trying. In honor of Life Insurance Awareness Month, here are four common myths that keep you from buying life insurance.

Recently, we talked about why it’s important for physicians who specialize in a particular field of medicine to make sure that their disability insurance covers their particular specialty. Dentists also need to be conscientious when getting a disability insurance policy for themselves. An important factor to look at is how own-occupation or “own-occ” is defined […]

It is one thing to say that you are interested in buying a long term care insurance policy. It is another thing entirely to compare your options and make a final decision that will benefit you. Selecting the right long term care insurance policy starts with learning more about this type of coverage. From there, […]

Disability insurance is essential for physicians. It will help protect your income if an illness or disability prevents you from being able to practice. However, it’s also essential that you carefully read and understand the terms of a policy before you purchase it. Some disability policies pay if the policyholder is unable to perform the […]

If the time comes to complete an individual disability application, it is imperative that you do so in an error-free manner. One mistake, no matter how big or small, could cause a major delay. Insurance companies are not in the business of paying out every claim they receive. Instead, they don’t do this until they […]