Year: 2015

Want to know how likely someone in California is to have a disability insurance plan? Just look at the industry in which that person works, and it can give you an idea of the odds. Reports have shown that those who have service industry jobs have the lowest chance of having disability insurance. For example, […]

Open Enrollment is underway, so now is the perfect time to review your benefit options. However, research shows that most of us would rather spend time on other tasks. This attitude can have long-term ramifications, such as unexpected costs or insufficient coverage. According to an Aflac survey, 56% of people say they spend less than […]

There are many benefits of a long term care insurance policy, including the peace of mind that comes along with the financial security. But what happens if your long term care coverage increases in cost? If this happens, it is important to understand two things: — Why the increase occurred. — Your options for dealing […]

Family leave time has been a hot topic for a while now, and as many of our readers know, the U.S. is the only country that doesn’t require employers to provide paid maternity leave. Although California’s family leave laws are more generous than those of many states, employers aren’t required to provide paid leave for […]

Long term care is not something most people want to think about. However, consider this statistic shared by Fidelity: Approximately 12 million Americans require some type of long term care every year. With this in mind, it would be in your best interest to consider your options for long term care. You hope you never […]

When you make a health and disability benefits claim, there are specific time limits for how long it can take for the claim to be evaluated. These are different depending on the type of claim, which could be one of the following: — Group health claims. When a group claim is made, it will be […]

FEMA officials recently urged California residents to purchase flood insurance before drenching El Niño rains hit, even if they live in low or moderate-risk areas. The infographic below explains the risk and cost of flooding and what Californians need to know before they dismiss the idea of flood insurance. For more information on flood insurance, […]

If you find yourself in the market for disability insurance, if you realize this could bring an added level of comfort to your life, it is important to understand the benefits, drawbacks, and many options you can choose from. When you buy disability insurance, don’t look at it as a waste of money. Instead, consider […]

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Halloween is a fun time of year for children and festive adults alike. However, the holiday can bring tricks as well as the treats. That’s why homeowners should take the time to carefully review their insurance policies, prepare for common safety mishaps and learn how to avoid them.

You may think that you’ll never need disability insurance on the grounds that you’re really not likely to become disabled, so paying for coverage is a waste of money. While the frequency of car accidents shows why auto insurance or health insurance can be so necessary, there is not nearly as much press about disabled […]