Year: 2015

If you suffer an injury or illness and are unable to work for an extended period of time, one of your primary concerns is obviously how you will support yourself and your family. That’s in addition to how you will pay for medical care, physical therapy and other costs involved with your treatment. If you […]

Imagine this situation: you have made a disability insurance claim, and hope to collect benefits in the near future. Even though you may qualify for benefits, it doesn’t mean your insurance company will feel the same way. Instead, they could continue to put you off, hoping that you simply go away. Known as the delay […]

If you could prevent identity theft from happening to you, would you do it? The answer seems obvious, but Bankrate reports that most Americans still engage in behavior that puts their information at risk. According to the Federal Trade Commission, approximately 19 people fall victim to identity theft every minute. Everyone faces the risk of […]

It’s important to have insurance to help you if you become disabled or ill to the point where you cannot take care of yourself and/or work for a long period. Many people assume that this possibility is a long way off. However, it can happen at any age to anyone, regardless of how healthy they […]

Americans are currently choosing their employee benefits for the upcoming year. One employer-provided benefit that too many people neglect to take advantage of is long-term disability insurance. Many companies offer this insurance to their employees at a very low rate and without the possibility of being turned down because of pre-existing conditions. No matter how […]

If you decide to purchase a long term care insurance policy, you don’t want to make a rash decision that could put you in a bad position in the future. Your goal is to find the best policy from the best company, ensuring that you get the benefits you deserve. There are many factors to […]

We’re used to everyone paying the same price for the identical product, regardless of gender. However, in some cases, insurers are allowed to charge different prices based on characteristics such as age, health and gender. With long-term care policies, women tend to pay more than men. The reason for that is simple. Statistically, women live […]

Did you know that someone in the United States is diagnosed with diabetes every 19 seconds? This condition affects nearly 30 million children and adults in the U.S. today – that’s nearly 10 percent of the population. Despite the prevalence of diabetes, many don’t know the risk factors and warning signs to be aware of. […]

Regardless of your job title, responsibilities, industry, or employer, you could suffer an on the job injury. This holds true even if you sit at a desk all day. Of course, some work injuries are more common than others. Knowing these can go a long way in helping you prevent trouble. This holds true both […]

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With Black Friday only two weeks away, the holiday shopping season is rapidly approaching.

The National Retail Federation estimates 46% of holiday browsing and buying will take place online this season.