Year: 2015

It doesn’t matter if you purchase disability insurance or receive coverage through an employer, you hope that filing a claim, if the time comes, will be a fast and efficient process. After all, you need to receive compensation while you are out of work to ensure that you can make ends meet. Unfortunately, bad faith […]

If you have group disability insurance, you know that filing a claim means something has gone wrong. You have either been injured or become ill as a direct result of your employment. If you find yourself in this position, it is nice to know that you can file a claim for benefits. This gives you […]

Surgeons have one of the most stressful professions there is, with people’s lives literally in their hands. Surgery is not something that can or should be performed when someone is battling a serious physical or mental illness or has suffered an injury. It means taking time — sometimes a significant amount — away from work. […]

Are you thinking of buying long-term-care insurance in California? While the policy can be very helpful when you need it, there are a number of mistakes you must avoid while you shop for the right one. First of all, you don’t want to put it off for too long. Like other types of insurance–life insurance, […]

How much could an athlete stand to lose because of an injury? Without a bulletproof permanent total disability or loss of value insurance policy, the answer could be millions. Former USC football players Marqise Lee and Morgan Breslin made recent headlines after filing suit against Lloyd’s of London for denial of their multimillion-dollar loss of […]

As you get older, it can be challenging to care for yourself. Even the seemingly simple tasks of daily living can become difficult. That’s why it’s not surprising that nearly 10 million adults age 65 and older receive care at home or in residential care settings other than nursing homes. That number will probably skyrocket. […]

As a disability insurance policyholder in the state of California, there may be a time when you need to make a claim. This comes about if you are too sick or injured to the point of not being able to do your job. In a perfect world, your claim will be approved sooner rather than […]

It’s possible that a long-term care insurance system may arrive in California, as lawmakers are considering the usefulness of such a program. It would be a statewide program, and the target demographic would be residents who need long-term care insurance (LTCI) and who are in a mid-level income bracket. The actual accomplishment of creating such […]

All it takes is once. The saying applies to a lot of situations, but apparently, it doesn’t apply to the amount of crashes needed to prompt NASCAR to increase safety measures and protect its drivers. In less than a month, NASCAR has seen four of its drivers crash into unprotected walls. This recent string of […]

As a long haul truck driver, you know one thing to be true: You will spend quite a bit of time behind the wheel. Even though you may be familiar with life on the road, it doesn’t mean you will be able to maintain a high level of health at all times. Many long haul […]