Year: 2015
Can a shirt really improve your posture?
Posted April 21, 2015
Try this on for size: there’s a shirt that helps your posture – all you need to do is put it on. It sounds too good to be true. Yet the “Posture Shirt,” made by Alignmed, reportedly does just that. According to a recent article in USA Today, the list of well-known Posture Shirt wearers […]
Disability insurance: What does offset mean?
Posted April 20, 2015
When a person purchases disability insurance or receives coverage through an employer, he or she hopes that any claim will be taken care of in an efficient manner. Waiting to receive benefits is never an easy situation to go through. Typically, a disability policy will pay in one of two ways: a percent of the […]
The Uncertain Outlook For Nurses After Injury Or Illness
Posted April 17, 2015
Approximately 9,000 American health care workers suffer a disabling injury each day. A serious injury may profoundly affect your career and finances. What can you do about it? Nursing injuries have reached epidemic proportions. Making matters worse, health care workers often feel ignored or mistreated after suffering a serious injury or illness at work. Many […]
Weathering the Storm: What To Do When Homeowners Insurance Isn’t Enough
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Download this episode You probably think you don’t need flood insurance. So do most Americans. Frank N. Darras appears on Health, Wealth and Happiness to tell you why most people think homeowners insurance is enough to cover the damage of spring storms, flooding, tornadoes and hurricanes – and why this assumption can cost you thousands […]
Congress urged to ‘protect and enhance’ retirement system
Posted April 16, 2015
The ERISA Industry Committee, known by the acronym ERIC, has cautioned the Senate Finance Committee to be careful about any changes to the Employee Retirement Income Security Act. ERIC submitted comments to the committee urging them to enhance the current system so that it promotes more retirement savings by American workers. In a press release, […]
How To Inventory Your Possessions With Your Smartphone
Posted April 14, 2015
You have a lot of stuff in your home. Do you know what it’s worth? When an unexpected disaster strikes and you need to make a homeowners insurance claim, you’ll wish you did. Having an updated list and video footage of your belongings could help you recover the true worth of your belongings. Check out […]
What are common employer ERISA violations?
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Employers who offer voluntary retirement and welfare plans to their employees should do so within the regulations stipulated by ERISA. Failure to adhere to the minimum requirements set by the federal law may attract civil or criminal action against the employer. What Is ERISA? ERISA stands for Employee Retirement Income Security Act, a federal law […]
Tips for your appeal after a denied claim in California
Posted April 9, 2015
Has your claim been denied, and do you think it was wrongfully denied? If so, you may have the ability to start an appeal in California. These tips can help you as you work your way through the process. First, look into the specific reason for the denial. You must be informed of the reasoning […]
The Nurse Injury Epidemic: Is The Problem Fixable?
Posted April 8, 2015
Statistics show that hospital workers suffer injuries at twice the average for American workers. What is causing the harm and can it be remediated? Our national health care expenditure (NHE) reached $3.46 trillion in 2012. You would think that one of the greatest assets in American health care, nurses, would be sufficiently protected from disabling […]
Critical Illness: What Young Adults Don’t Know Can Hurt Them
Posted April 7, 2015
We don’t like to think about cancer. But it can affect anyone, and there’s one group that’s lacking serious education about prevention and care: young adults.This week is Young Adult Cancer Awareness Week, meant to share the unique challenges that young adults with cancer face. For example, young adults often don’t have access to quality […]