Frequently asked group disability insurance questions

Do you receive group disability insurance benefits through your employer? If so, you know this could come in handy at some point in the future. You never want to make a disability claim, but if you find yourself having to do this, it is important to know the ins and outs of the process.

Like many, the process of making a claim could bring many questions to the forefront. Here are some frequently asked questions associated with group disability insurance:

— Is it possible for a claim to be denied?

— What is a bad faith insurance denial?

— How much money am I entitled to receive under the terms and conditions of the policy?

— What is the process of filing a disability claim?

— Who should you speak with in the event of a problem with a claim, such as a denial?

— What does the appeals process entail, and how long does a final determination take?

If you never have to make a disability insurance claim, it is safe to say that you may never seek answers to any of these questions. Conversely, if you need to file a claim for benefits, you will have a lot on your mind, including some of these questions among others.

The more you know about group disability insurance, including how to file a claim, the better off you will be if the time comes to do so. Our website is full of information pertaining to individual and group disability insurance. The webpage entitled “FAQs” will help clear your mind.