Year: 2014

Most Americans have many types of insurance to protect us in case of unforeseen events. We have auto insurance, health insurance and here in California, many people have earthquake insurance. Most people don’t think they will ever need disability insurance. According to a recent survey, nearly two-thirds of workers put their chances of becoming disabled […]

Many of our California readers, in the same manner as others in the United States, are interested in buying the appropriate amount of insurance. For those who are closing in on retirement age, or have already reached this milestone, long term care insurance is often a must. Consumers are beginning to consider the benefits of […]

The availability of employer-provided long-term disability insurance is something that many people take for granted. However, in one Alabama county, sheriff’s deputies are having to fight for insurance that will cover them if they are injured while acting off duty. As one officer noted, “When I go home, I’m still a deputy sheriff….I still have […]

While many people understand the importance of life insurance, not as many consider the benefits of a high quality disability insurance policy. Our California readers, among others, realize that they could become ill or injured in the future. If this happens, it is important to have the proper level of insurance in place. Although many […]

Many of our readers are familiar with long-term care insurance. However, the market for long-term care financing is evolving rapidly. There are now a number of new options out there that are worth considering. Currently, just one-tenth of Americans have any plan for long-term care. However, almost 70 percent of us will need it. With […]

Many people who are worried about facing a long term disability protect themselves against this with long term care insurance coverage. When buying this type of policy it is important to know what you are getting in terms of coverage, as well as how much you will be asked to pay every month. A growing […]

An Employee Retirement Income Security Act that came before the U.S. Supreme Court this month has raised some interesting questions and prompted debate about employee stock option plans. The questions asked by the justices and the arguments made by both sides deal with the underlying conflicts of interest for those managing ESOPs and questions of […]

As one of our California readers, you may be considering the benefits associated with buying long term care insurance. You may also be worried about making a purchase, due to the fact that there are so many potential mistakes that could bog you down. Many baby boomers are tackling the question of whether they should […]

Genetic testing has advanced significantly in recent years. More people are undergoing genetic testing to find out if they have genetic markers that increase the likelihood of contracting cancer and a number of other serious conditions. Actress/director Angelina Jolie wrote an editorial in the New York Times last year about the genetic testing that showed […]

Many people have a hard time understanding that there may come a time down the road when they are unable to care for themselves. This holds true for people from California to New York and everywhere in between. To protect against this, it is important to create a disability plan as soon as possible. For […]